• Post category:Resources
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Do you know that individuals have to face several challenges after leaving prison? Facing a debt challenge is one of them. It happens because most of the individuals convicted for felony owe money to creditors. However, their crime limits their ability to repay the same, thus end up in debt.

Meanwhile, the felons can be given some guidance through which they can deal with the debt properly. It all needs patience and perseverance for the offenders. Further, there are some of the programs founded by agencies. They help young adults or teens who have been felony conviction.

The council of state government’s justice center stated that the felons have to pay to several agencies. It includes the departments, courts as well as child support, and law enforcement offices. Several individuals who were released from prison found it a challenge to pay the debts.

What are the Barriers Faced by the Felons?

They stay and look after the family, provide good education to children, and live an emotionally stable life. All of this can make it hard to repay the debts for an average person. When it comes to the individuals who have been convicted of felonies, it is difficult.

Even some of the felons can start feeling hopeless when they talk about repaying debts. The financial obligations increase whereas the amount is much more.

Talking about the competition, it has become fierce these days. Now in this situation, a felon has a significant hurdle to secure an income source. It adds to unemployment levels on the rise too. Comparing an average person, he or she will find it difficult to sustain a job in the world today.

When it comes to a person with a criminal record, employment opportunities almost diminish gradually.

Further, the felons to get out of this situation end up in minimum wage jobs. However, their wages are unable to repay the debts. It is because around 30-40% of the wages are deducted for legal fines.

Secondly, up to 60-70% is used for child support. From this, if the person has saved something for a rainy day, it can be used for repaying debts. It becomes almost impossible and is a significant barrier to live a life normally.

How Do the Felons Overcome Obstacles?

There are some obligations about repaying the debts, and it is counted as the first step to gain control. Meanwhile, the felon can be put behind bars if the legal fees are not paid. It also includes the fines and cost for child support. It can end up in a bad situation.

To overcome the obstacles or barriers, the felons can opt for re-entry programs. These programs will help in finding suitable jobs for the convicted offenders. Further, the companies who offer them appointments also provide debt and financial support. Some credit counseling agencies in the USA can also be contacted for child support and debt reduction assistance.

The agencies have awareness about the felons as they cannot be a part of society if the debts are unpaid. To overcome this, they include financial literacy programs along with better guidance. These programs will help the felons to know more about money management and debt repayment. Further, it gives them an insight into success, and they can even open an account with the bank. What’s next is that they can borrow loans to repay the debts.

Now, if you ask how the banks can offer loans to a convicted person?

Well, the credit counseling agencies assist them with guidance. They become their guarantor, so the felons don’t have to face the challenges.

Talking about the reentry programs for ex-offenders, they have helped the felons to improve their credit standing. Further, it is a huge step taken so that they can live life normally. When there is no burden of debt repayment, the person can generally become happier. Their criminal past would gradually diminish and won’t haunt them.


There you are. The individuals who have come out of prison need to exercise a simple plan. It includes managing the finances and support for their families.

Contacting an attorney is the best thing they can do for legal advice. Further, their obstacles can overcome by repaying the debts. Hopefully, they get the support of the government, and they can lead better lives.

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